No Money Down Cars For Sale
Find local car dealers, and lenders, who offer no money down cars for sale, and lease.
Bad Credit Car Dealers And Lenders
Find local car dealers who can assist those with a bad credit history.
Find dealers, and lenders, in your area, offering car
loans with cheap monthly payments.
Inspect the latest vehicle reviews and information.
Secure A Car Loan With Cheap Monthly Payments
|Gingeo.com Financial Services:|
Available As Of May 19, 2013
Apply For A Car Loan With A Bad Credit History
Submit a two minute application to dealers and/or lenders in your area that can, and will, approve those with a bad credit history. Must have steady income.
Apply For Car Loan With No Money Down
Submit an application to local car dealers, and lenders, who can assist those car buyers with little, or no money down.
Apply For A Car Loan With No Credit History
Submit an application to local dealers who can assist those with no prior credit history. Must have income.
Car Loans For Those With Bad And No Credit History
For those car buyers with a tight monthly budget, the gingeo.com network of
car dealers, and automotive lenders, strive to provide car loan programs with
the cheap monthly payments many of us need, in order to drive the reliable, and
desired, car or truck we want, and deserve.
Regardless of your credit score, our dealers, and lenders, have a program
right for you. Good credit, bad credit, and first time buyers are all approved,
with proof of a steady source of income, and a steady residency, in the dealer's
How To Secure A Cheap Monthly Payment
To go the extra mile, the gingeo.com dealers, and lenders, have created loan
programs that not only provide approvals for those who have been turned down
elsewhere, but also provide for terms that accommodate folks looking for a cheap
monthly payment. The first rule of thumb for those seeking a car loan with a bad
credit history, is not too make your financial situation worse then it is
In any case, our lenders are experienced, and can provide the assistance
that will result in the right car, at the right payment, and a chance for
the borrower to fulfill the terms of the loan completely, and in a timely
manner. After making timely payments, and completing the terms of the loan,
our customer's will find that the next car buying experience will be easier,
and interest rates will drop!
Apply For A No Money Down Lease Program
Submit a car loan application to local dealers who can assist first time buyers with no credit history. Must have proof of a steady income.
Don't Get In Over Your Head
As proud as we are that we can provide car loans to those who could not
secure one elsewhere, we are also aware that this access to financing can cause
some to jump, when they should walk carefully. A second chance loan can
make a bad credit history go away, but, if not careful, could make that bad
credit score even worse.
Because of this, our lenders insure that our customers do not agree to
any car loan program that can't be fulfilled easily. It is important to your
financial future that you stop the bleeding now, and we can help you do
that, while still providing for that elusive car loan, with the cheap
monthly payment. In the end, our dealers get to sell another car, our
customer's get to buy a car, and we'll all meet in a few years from now to
do it all again. Win / Win.
Some Tips To Securing A Cheap Monthly Car Payment
Posted May 19, 2013
people are constantly looking to lower their monthly car payment. One big
problem with auto loans and cars in general, is that sometimes people may be
financially secure at one time, but down the road, they aren't. When you
first bought or leased your car, you may have been in good economic times
with a good market. All it took was a day or two of a bad stock market and
you could be looking to tighten your belt. One of the first things that
people go to in this case is to lower their car payments. Here are some ways
to lower or get cheap car payments.
Refinance Your Current Auto Loan
This is likely the most popular, and most used option. Refinancing is where
you change lenders for your loan. This is usually because you can get a
better interest rate at the second lender. It is common because the interest
rates may have lowered since the time when you bought your car. In the past
few years, you may have increased your credit score, which could have been
the reason for a higher interest rate. Whatever the case may be, refinancing
allows you to get a better rate when all is said and done. The costs are
very low, usually just a small transfer fee, as well as a possible
re-registration fee of your car, but that's about it. It is pretty simple to
do, and can be done in the matter of a day or two. In the long run though,
the possible $100 it costs to refinance is worth the potential thousands it
could save, depending on the size of your loan.
Leasing allows you to "rent" a car for an extended period of time. Lease
offers typically are known for having lower monthly payments than when you
buy a car. The reasoning is obvious, as with a lease you are paying about
50% of the total price of the car. For example, a $40,000 car likely will
make you pay $20,000 to lease it over the course of your terms. If you
bought the car, over a slightly longer time, you would have to pay the other
50% as well, and this leads to lower payments. However, with leasing, you
then end up with no equity or car at the end of the lease agreement.
If you already have a lease, you can lower your payments by changing your
agreement. Leases come with mileage allowances, meaning you can go a certain
amount of miles per year. If you go over, you will then have to pay mileage
penalties, which are usually a set charge per mile, which can get costly.
You can change your agreement by lowering the amount of miles you are
allowed, and this will lower your monthly payment some.
You can also buy a car, but still have a lower monthly payment. You must
then expand the amount of years you will pay it off in. You will see lower
monthly payments, but in the end, you will pay more due to you paying more
Car Loans With A Cheap Monthly Payment**
All With Current Income